Yes. Fineyo keeps everything on your iPhone, so you can track your spending on a plane, abroad without roaming, or anywhere with a weak signal. The few features that need iCloud or the App Store simply catch up once you're back online.
What works offline
Almost everything:
- Adding, editing, and deleting transactions, including transfers, recurring transactions, and receipt photos.
- Overview, charts, budgets, monthly reports, and search. They're all calculated on your iPhone.
- Accounts, categories, tags, and payees.
- Widgets and the Quick add control.
- Siri, Shortcuts, Back Tap, and the Action Button.
- Apple Watch. Your watch talks to your iPhone directly, no internet needed.
- Notifications. Reminders, the daily summary, and monthly report alerts are scheduled on your iPhone.
- Fineyo Pro. If you already have it, it stays active.
- Face ID lock and Hide amounts.
What needs a connection
| Feature | What happens while you're offline |
|---|---|
| Shared spaces | Your changes are saved and sync to other members as soon as you're online. Creating or joining a space needs a connection. |
| iCloud backup | New backups and restores wait until you're online. |
| Exchange rates | Fineyo keeps using the last rates it downloaded. You can always enter a rate by hand. |
| Buying or restoring Fineyo Pro | The App Store can't be reached. Try again once you're connected. |
| Setting up a new iPhone | Restoring your data from iCloud needs a connection. |
| Fineyo AI voice input | Apple Intelligence runs on your iPhone, but Apple's speech recognition may need a connection, depending on your language and iPhone. |
Good to know
- Nothing is lost while you're offline. Everything you add is saved on your iPhone immediately, and shared spaces upload your changes by themselves when the connection returns.
- Your Personal space doesn't need the internet at all. It reaches your other devices through iCloud backup.
- Low Power Mode can pause shared-space sync even when you're online. See iCloud sync, backups, and privacy.
Travel tip: Before a trip, open Fineyo while you're still online so exchange rates are fresh, then set a travel currency.
Troubleshooting
"You need to be online to create a space." Connect to Wi-Fi or mobile data and try again.
My shared space didn't update after I got back online. Go to Settings → Spaces → Sync Status. Network should say an internet connection is available. If you see Sync Paused (Low Power Mode), tap Sync Now.
"Failed to update exchange rates." Check your connection. Until new rates download, Fineyo uses the last ones it has, and you can edit a rate by hand in Settings → Exchange rates.
"Network issues. Please try again later." when buying or restoring Pro. The App Store couldn't be reached. Check your connection and try again. See Purchase problems.