Expense tracking for iPhone, done in seconds.
Add expenses and income. Plan budgets, track subscriptions and share a budget with your partner. Private by design. iPhone and Apple Watch.
Download for iPhoneNo account · No sign-up · Syncs over your own iCloud · iPad & macOS coming soon
- PowerfulWidgets, Apple Watch app, Siri, and Apple Intelligence integrations.
- 80+ currenciesConverted to your main currency automatically.
- 100% privateNo account. Data lives on your devices and your own iCloud.
Four ways to add an expense. Pick whatever is fastest.
The less effort logging takes, the more likely you are to keep doing it.
Tap it in
Amount, category, done. A focused form with currency, tags, notes, attachments and repeat options when you need them, out of the way when you don't.
Say it out loud
Fineyo AI turns one sentence into a complete transaction using your own categories and accounts. Speech is transcribed on-device.
Pay with Apple Pay
A Wallet automation sends in-store Apple Pay purchases straight to Fineyo with the amount and merchant already filled in.
Read the setup guideAsk Siri or Shortcuts
Log hands-free with Siri, or build your own Shortcuts to add transactions from anywhere on your iPhone.
A budget planner that guides you. Not guilt you.
Set a limit once. Fineyo quietly keeps score as you go.
Real-time progress
What's left and your daily allowance, the moment you log.
Overall or per category
One budget for everything, or focused limits where it matters.
Any period
Daily, weekly, monthly, yearly or any custom period.
Compared to last period
The dashed line shows where you were last month.
Know where your money goes. At a glance.
Trends, category breakdowns, averages and projections, with no spreadsheets required.
Expenses
That's less than you spent last month by same time.
This month$2 578,85
Last month$3 631,04
By category
- Home38%
- Groceries21%
- Transport9%
- Health7%
- Cafe & Restaurants6%
- Other19%
Summary
Spent
$2 578,85
$900,29 (54%) vs last month
Average$62,90
Per day$198,37
Projected$6 149,56
Average Expenses
Your monthly average is $4 564,31 over the past 6 months.
Recent trends
Monthly reportSeptember
Spent
$4 717,70
$1 342,99 (40%) vs August
Earned$4 099,41
Overspent$618,29
Savings rate−15%
What went well
- Gifts: $432,31 less than in August.
- 16 days without any spending.
Needs attention
- You spent $1 342,99 more than in August, up 40%.
- You spent $618,29 more than you earned.
Ideas to improve
- Groceries made up 52% of your spending. A monthly budget for it helps keep it in check.
Upcoming recurringMore
Share a budget, not your whole life.
Create a Home space with your partner or a trip space with friends. Everyone adds expenses and sees the same budgets. Your Personal space stays yours alone.
- Invite anyone with a link
- See who spent what
- Runs through iCloud. Still none of our servers
Your budget on the Home Screen. No need to open the app.
Spending, budget progress, account balances and recent income, one glance away on your iPhone.
Your budget on your wrist. Wherever you pay.
Designed for the moment you pay. Log expenses, check your budgets and see what you've spent today, all from Apple Watch.
Everything syncs with your iPhone through your own iCloud.
Log it before you forget. Add an expense right after you pay, with a few taps.
Budgets and spending, at a glance. See what's left this month and where it went, without reaching for your phone. Check a budget before you order, track progress through the month, and see which categories are taking the most.
Right on your watch face. Complications keep today's spending one raise of the wrist away.
Make it yours. Thirteen accents, or none at all.
Choose the color Fineyo wears across charts, budgets and buttons. Try one below.
Pick a color that feels like yours.
Every chart, button and highlight follows along. Go bold, go soft, or drop color entirely for a calm black & white look.
Red
Everything can be tracked
Expenses, income, transfers, subscriptions and accounts. All in one calm place.
Recurring payments
Subscriptions and bills repeat daily, weekly, monthly or yearly, and log themselves on schedule.
Any currency
Each transaction keeps its original amount and is converted to your main currency.
Categories, tags & payees
Organize with your own structure. Tag a trip, a project or a life event across categories.
Income & transfers
Track salary, side income and moves between accounts, not just spending.
CSV import & export
Bring years of history from another app with column mapping and validation. Export any time.
Works offline, syncs with iCloud
Add and edit without a connection. Changes sync across your devices through your own iCloud.
80+ currencies, 30+ languagesSpend in yen, budget in euros. Every transaction keeps its original amount.
- EUR
- USD
- GBP
- JPY
- CHF
- CAD
- AUD
- PLN
- SEK
- NOK
- DKK
- CZK
- TRY
- INR
- BRL
- MXN
- SGD
- AED
- +60 more
Your data stays yours
Everything is stored on your iPhone and in your own iCloud. No user accounts, no ad platforms, no servers of ours. Voice is transcribed on-device and AI requests are anonymized.
Loved by people who used to hate budgeting.
★★★★★
Switched from a way more expensive budgeting app and honestly Fineyo does everything better. iCloud sync works perfectly and the multi-currency support is a lifesaver when I travel.
★★★★★
Been using Fineyo for 8 months now and a lifetime pro user! By far the best budget and expense tracker app out there. Lots of updates and new additions over time.
★★★★★
Thank you very much Fineyo for making me aware of my spending habits. This app has been a great help.
★★★★★
I have used the app for a while now, budgets finally make sense so I can plan and just keep moving.
★★★★★
It's good you can share data with multiple devices so I have the same data on my iPhone and iPad.
★★★★★
The weekly insights make my spending feel manageable without adding extra work to my routine.
Every expense. Sorted in seconds.
Free on the App Store · No account · No sign-up