Fineyo is free for everyday expense tracking. Fineyo Pro removes the free-plan limits and unlocks shared budgets, the spending map, all widgets, the full Apple Watch app, iCloud backup, and more. Get it as a subscription or as a one-time lifetime purchase.
Free vs Fineyo Pro
| Feature | Free | Fineyo Pro |
|---|---|---|
| Accounts | 1 | Unlimited |
| Budgets | 1 | Unlimited, plus past periods and charts |
| Categories | Up to 10 | Unlimited |
| Recurring transactions | 3 active | Unlimited |
| Shared spaces | Join spaces others share | Create and share your own |
| Monthly reports | Latest month | Every month |
| Spending map and Auto-location | No | Yes |
| Receipt photos on transactions | No | Yes |
| Ask Siri about spending and budgets | No | Yes |
| Travel currency | No | Yes |
| Exchange rates | Update by hand | Also update automatically every day |
| Filters | Date, category, account, tag, payee | Also amount, repeat, excluded, and attachment |
| Excluded categories | No (exclude transactions one by one) | Yes |
| Fineyo AI voice input | 2 free tries | Unlimited |
| iPhone widgets | Some | All |
| Apple Watch | Add transactions, Summary, Recent | Every page, plus Budget and Balance complications |
| iCloud backup | No | Yes |
| CSV export | No | Yes |
| Charts in search and details | No | Yes |
| Custom app icons and theme colors | No | Yes |
Adding transactions with Siri and Shortcuts, the Apple Pay and bank notification automations, CSV import, transaction notes, and multiple currencies are free for everyone. Adding the location to automated payments is part of Pro.
In a shared space, the owner's plan sets the space's limits. If someone with Fineyo Pro invites you to their space, you can add unlimited accounts, budgets, categories, and recurring transactions there, and attach receipt photos, even on the free plan. Every other Pro feature follows your own plan, like the spending map, charts, past budget periods, older monthly reports, widgets, travel currency, and Siri answers. See Spaces.
Get Fineyo Pro
- Go to Settings → Fineyo PRO and tap Status.
- Choose a plan: a subscription or a one-time Lifetime purchase. The options depend on what's offered in your region.
- If your plan includes a free trial, Fineyo sends you a reminder before it ends.
You'll also see the Fineyo Pro screen when you reach a free-plan limit, like adding a second account, or tap a Pro feature marked with a lock. It shows what that feature does and lists it first.
Use Pro on all your devices
One purchase works on every device signed in with the same Apple Account. It's usually recognized automatically. If not, tap Restore.
Share Pro with your family
If you subscribe, everyone in your Apple Family Sharing group gets Fineyo Pro too.
- Make sure your family member is in your Family Sharing group, with purchase sharing on.
- On their iPhone, they open Fineyo and go to Settings → Fineyo PRO → Status.
- They tap Restore.
Family Sharing shares the subscription, not your data. Each person keeps their own transactions. To track money together, create a shared space and invite them.
Restore a purchase
- Open the Fineyo Pro screen (Settings → Fineyo PRO → Status).
- Tap Restore at the bottom.
Use this after reinstalling Fineyo, on a new device, or when a family member shares Pro with you.
Cancel a subscription
- In Fineyo: Settings → Fineyo PRO → Manage subscription.
- Or in your iPhone's Settings: tap your name, then Subscriptions, then Fineyo.
Cancel at least a day before your renewal date to avoid being charged for the next period. Billing and refunds are handled by Apple, so refund requests go through Apple.
What happens when Fineyo Pro ends
The next time you open Fineyo, you'll see a one-time Your trial has ended or Your PRO has ended screen. Tap Keep PRO to renew, or Continue with Free.
- Nothing is deleted. Your transactions, photos, accounts, categories, budgets, and recurring transactions stay, and existing recurring transactions keep adding payments. You just can't add more beyond the free limits.
- Pro settings pause. Travel currency, excluded categories, Auto-location, and automatic exchange rate updates stop applying. Your choices are saved and come back if you subscribe again.
- Filters you already set keep working, but you can't change the Pro ones.
- App icon and theme color go back to the default. Your choice comes back if you subscribe again.
- Shared spaces you own pause syncing for everyone until you renew. Data stays on each device.
- iCloud backup stops making new backups. Existing ones stay in iCloud Drive.
Troubleshooting
For more fixes, including pending payments and App Store errors, see Purchase problems and restoring Fineyo Pro.
I paid, but Fineyo still shows the free plan. Tap Restore on the Fineyo Pro screen. Make sure you're signed in to the App Store with the Apple Account you used to buy.
"You have no active plans to restore." No purchase was found for this Apple Account. Check that it's the right account. For Family Sharing, check that the purchaser has purchase sharing on and you're in their family group.
I can't create a space even though my partner has Pro. Joining a space is free, but creating your own needs your own Fineyo Pro. Ask your partner to create the space and invite you, or share Pro through Family Sharing.
How do I check my plan? Go to Settings → Fineyo PRO → Status.