# Fineyo > Fineyo is a private expense tracker and budget app for iPhone and Apple Watch: budgets, recurring expenses and subscriptions, multi-currency spending, and shared budgets, synced over your own iCloud. ## Pages - [Fineyo — iOS Expense Tracking App](https://fineyo.app/): Homepage: benefits, features, budgeting capabilities, testimonials, and FAQ for Fineyo. - [Fineyo for AI Assistants](https://fineyo.app/ai): Fact sheet for AI assistants: key facts, features, pricing, privacy, who Fineyo is for, and FAQ. - [Privacy Policy](https://fineyo.app/privacy-policy): Fineyo's privacy policy covering data collection, use, retention, and user rights. - [Terms of Use](https://fineyo.app/terms-of-use): Fineyo's terms of use covering conditions, liability, and applicable law. ## Help Center - [Help Center](https://fineyo.app/help): All Fineyo guides and help articles, grouped by category. - [Add expenses with Siri and Shortcuts](https://fineyo.app/help/siri-shortcuts): Log an expense or income in Fineyo with Siri, Spotlight, or your own shortcut, without opening the app. Free on every plan. - [Fineyo on Apple Watch](https://fineyo.app/help/apple-watch): See your spending, budgets, and balances on Apple Watch and log expenses from your wrist, even when your iPhone isn't nearby. - [Apple Watch complications and Smart Stack](https://fineyo.app/help/apple-watch-complications): Add Fineyo to your watch face to see today's spending, budget left, or total balance, and log an expense in one tap. - [Ask Siri about your spending](https://fineyo.app/help/ask-siri): Ask Siri how much you spent, earned, or saved, check your net worth, or see what's left in a budget, without opening Fineyo. - [Track Apple Pay and bank payments automatically](https://fineyo.app/help/apple-pay): Set up Shortcuts automations so Fineyo logs every Apple Pay purchase and bank payment notification for you, automatically. - [Quick add with Back Tap and the Action Button](https://fineyo.app/help/quick-add): Add an expense in a second by tapping the back of your iPhone, pressing the Action Button, or using Quick add in Control Center. - [Add expenses by voice with Fineyo AI](https://fineyo.app/help/voice-input): Say "Coffee 4.50 today" and Fineyo AI turns it into a transaction. Runs privately on your iPhone with Apple Intelligence. - [Create and track budgets](https://fineyo.app/help/budgets): Set an overall or category budget for a day, week, month, year, or trip, and see how much you can still spend each day. - [Daily summary, reminders, and monthly reports](https://fineyo.app/help/notifications-monthly-reports): Get a daily spending recap, a reminder to log expenses, alerts before bills, and a monthly report of how your money went. - [Does Fineyo work offline?](https://fineyo.app/help/offline): Yes. Fineyo stores everything on your iPhone, so you can track spending without internet. Here's what works offline and what waits for a connection. - [Export and back up your data](https://fineyo.app/help/export-backup): Export your transactions to a CSV spreadsheet, back up everything to iCloud automatically, and restore a backup on any iPhone. - [Fineyo Pro, Family Sharing, and restoring purchases](https://fineyo.app/help/fineyo-pro): What Fineyo Pro includes compared with the free plan, how to share it with family, restore a purchase, or cancel a subscription. - [iCloud sync, backups, and privacy](https://fineyo.app/help/icloud-sync-privacy): How Fineyo keeps your finances private on your iPhone and in your own iCloud, how backups and sync work, and how to fix sync problems. - [Import transactions from a CSV file](https://fineyo.app/help/import): Move to Fineyo from another app, a spreadsheet, or your bank by importing a CSV file. Match columns, check every row, and import. - [iPhone widgets for spending and budgets](https://fineyo.app/help/widgets): Add Fineyo widgets to your Home Screen and Lock Screen to track spending, budgets, balances, and upcoming payments at a glance. - [Is my data secure? How Fineyo handles your data](https://fineyo.app/help/data-security): Fineyo has no accounts, no bank logins, and no servers storing your finances. Learn where your data lives, what we never see, and how to lock the app. - [Multiple currencies, travel, and exchange rates](https://fineyo.app/help/currencies): Record spending in any currency, set a travel currency for trips, and manage exchange rates. Your totals always stay in your main currency. - [Organize spending with categories, tags, and payees](https://fineyo.app/help/categories-tags-payees): Create categories and subcategories, label transactions with tags, track payees, exclude spending from stats, and find anything with search and filters. - [Purchase problems and restoring Fineyo Pro](https://fineyo.app/help/restore-purchases): Paid for Fineyo Pro but still on the free plan? Restore your purchase, fix pending or failed payments, and get help with refunds. - [See where you spend on the spending map](https://fineyo.app/help/spending-map): Put your transactions on a map, see which places cost you the most, and let Fineyo add the location to new transactions for you. - [Share a budget with your partner or family](https://fineyo.app/help/spaces): Use Spaces to share accounts, budgets, and transactions with a partner, family, or roommates over iCloud, with no extra accounts or servers. - [Track recurring payments and subscriptions](https://fineyo.app/help/recurring-transactions): Set up rent, salary, and subscriptions once, and Fineyo adds each new payment automatically, with a reminder the day before. ## Comparisons - [Compare Fineyo](https://fineyo.app/compare): Honest comparisons of Fineyo with other budgeting and expense tracker apps: features, privacy, pricing, and how to switch. - [Buddy Alternative for iPhone: Fineyo vs Buddy](https://fineyo.app/compare/buddy-alternative): Looking for a Buddy budget app alternative? Compare Fineyo and Buddy on privacy, shared budgets, bank sync, Apple Watch, and price, and see how to move your data. - [Copilot Money Alternative for iPhone: Fineyo vs Copilot Money](https://fineyo.app/compare/copilot-money-alternative): Looking for a Copilot Money alternative? Compare Fineyo and Copilot Money on price, bank sync, privacy, shared budgets, availability outside the US, and Apple Watch, and see how to move your data. - [Monarch Money Alternative for iPhone: Fineyo vs Monarch Money](https://fineyo.app/compare/monarch-money-alternative): Looking for a Monarch Money alternative? Compare Fineyo and Monarch on privacy, bank sync, shared budgets, currencies, Siri and Apple Watch, and price, and see how to move your data. - [Money Manager Alternative for iPhone: Fineyo vs Money Manager](https://fineyo.app/compare/money-manager-alternative): Looking for a Money Manager alternative? Compare Fineyo and Realbyte's Money Manager on sync, shared budgets, privacy and ads, Siri and Apple Watch, and price, and see how to move your data. - [Spendee Alternative for iPhone: Fineyo vs Spendee](https://fineyo.app/compare/spendee-alternative): Looking for a Spendee alternative? Compare Fineyo and Spendee on privacy, shared budgets, bank sync, Siri and Apple Watch, and price, and see how to move your data in minutes. - [YNAB Alternative for iPhone: Fineyo vs YNAB](https://fineyo.app/compare/ynab-alternative): Looking for a YNAB alternative? Compare Fineyo and YNAB on price, budgeting method, bank sync, privacy, shared budgets, multiple currencies, and Apple Watch, and see how to move your data. - [Zenmoney Alternative for iPhone: Fineyo vs Zenmoney](https://fineyo.app/compare/zenmoney-alternative): Looking for a Zenmoney alternative? Compare Fineyo and Zenmoney on privacy, bank sync, budgets, sharing, Apple Watch, and price, and see how to move your data. Each page above also serves a markdown rendition when requested with an `Accept: text/markdown` header.